Our Products

Lending Solutions for Every Business Need

From unsecured working capital to commercial real estate — TB Capital Partners structures financing around your unique situation, not a one-size-fits-all template. We are a direct lender serving businesses across the United States.

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Working Capital

Keep Your Business Running — On Your Timeline

Working capital loans provide the short-term liquidity your business needs to cover day-to-day operations, manage seasonal fluctuations, take on new contracts, or simply bridge a cash flow gap. Our working capital products are fast, flexible, and don't require collateral.

What We Offer

  • Unsecured Business Lines of Credit — Revolving access to capital based on your business revenue and credit profile.
  • Revenue-Based Loans (MCA) — Advance against future revenue with daily or weekly repayments aligned to your cash flow.
  • Short-Term Business Loans — Lump-sum funding with fixed repayment schedules for immediate capital needs.

Who Qualifies

Most U.S. businesses with at least 3 months of operating history and consistent monthly revenue may qualify. We work with all industries and a wide range of credit profiles.

Apply for Working Capital →
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Asset-Based Lending

Leverage What Your Business Already Owns

Asset-based lending unlocks the value tied up in your business's assets. If your company holds receivables, inventory, or outstanding purchase orders, we can structure financing around those assets — providing the working capital you need without requiring traditional creditworthiness.

What We Offer

  • Accounts Receivable Financing — Advance against outstanding invoices to improve cash flow without waiting 30–90 days for payment.
  • Inventory Financing — Use existing inventory as collateral to fund operations, growth, or new purchase orders.
  • Purchase Order Financing — Fund supplier payments on confirmed orders so you can fulfill large contracts without tying up cash.

Ideal For

Manufacturers, distributors, staffing companies, government contractors, and businesses with strong receivables but limited cash flow.

Apply for Asset-Based Financing →
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Equipment Financing

Get the Equipment You Need Without the Upfront Cost

Equipment financing allows businesses to acquire the machinery, vehicles, and technology they need while preserving working capital. Whether you're starting out or upgrading existing equipment, we offer solutions for every credit profile and situation.

What We Offer

  • A, B, C & D Credit Programs — Equipment financing for all credit profiles, from excellent to challenged credit.
  • Government & Municipal Leasing — Specialized programs for government entities, municipalities, and educational institutions.
  • Sale and Leaseback — Sell equipment you already own and lease it back to free up capital while retaining use.
  • Startup Equipment Programs — Financing for new businesses acquiring essential equipment to launch or grow.

Equipment Types

We finance virtually all types of commercial equipment including construction, manufacturing, transportation, medical, restaurant, technology, and more.

Apply for Equipment Financing →
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Commercial Real Estate

Finance the Property Behind Your Business

TB Capital Partners provides commercial real estate financing for investors, developers, and owner-occupied businesses. We offer a broad range of programs from construction loans to stabilized commercial mortgages — structured to close efficiently.

What We Offer

  • Ground-Up Construction Loans — Development financing for new commercial and residential projects from lot acquisition through completion.
  • Fix and Flip Loans — Short-term financing for investors acquiring and renovating properties for resale.
  • Agency Loans — Fannie Mae, Freddie Mac, and FHA/HUD loan programs for qualifying multifamily and commercial properties.
  • Small Balance Commercial Mortgages — Permanent financing for smaller income-producing properties ($500K–$5M).
  • Large Balance Commercial Mortgages — Institutional-grade commercial mortgage financing for larger transactions ($5M+).

Property Types

Multifamily, mixed-use, retail, office, industrial, warehouse, hospitality, and owner-occupied commercial properties.

Apply for Real Estate Financing →

Not Sure Which Product is Right for You?

Submit your information and our team will identify the best financing options for your business. No obligation.

Start Your Application →